James Smith

I began my career with Trustco Bank in February 2011 as an Assistant Branch Manager, receiving my NMLS in May of 2011. Over the years, I went from an Assistant Branch Manager to Acting Branch Manager, Branch Manager One, Branch Manager Two, Branch Manager Three, and currently Regional Officer of Downstate. Helping people with their mortgage needs in the Counties of Westchester, Rockland, Bergen, Orange, Putnam, Dutchess and Ulster throughout. I have enjoyed helping very many home buyers from the very beginning of the process to the closing table and beyond. I believe educating consumers to know exactly what is expected of them, the process, the timeline, and everything that goes into securing a mortgage are imperative to give a top-level home buying experience and what has helped me to become a top mortgage producer in the region.

I currently reside in Rockland County with my wife Kristen and my daughters Madison and Mackenzie. I am president-elect of the Bronxville Rotary Club, an inductee of the 2015 class of the Nanuet High School Sports Hall of Fame, and was Captain of the 2008 SUNY Cortland Red Dragons football team as well as a four-year member of the team receiving All American Honorable Mention honors in my final season. SUNY Cortland is where I received my BS in Business Economics in May 2009.

If I can help you with any of your mortgage needs, please reach out. I’m more than happy to answer a quick question as well as support you through the entire home buying or refinancing process.

NMLS #561907